Job Description
Join our dynamic finance team at Coastal Financial Partners as a Senior Credit Analyst in the heart of Virginia Beach! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support our lending portfolio's growth. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for commercial and consumer loans
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on regulatory changes and industry best practices
- Present complex financial findings to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Credit certification (CRCM, CCE) preferred
- Strong analytical and problem-solving skills
- Excellent written and verbal communication abilities
- Experience with credit scoring systems and loan origination software