Job Description
Join our elite finance team at Global Financial Solutions Inc. as a Senior Credit Analyst and become the cornerstone of our risk management strategy. We're seeking a detail-oriented professional with a passion for financial analysis to evaluate creditworthiness, mitigate risks, and drive informed lending decisions. This immediate hire opportunity offers competitive compensation, comprehensive benefits, and a collaborative environment where your expertise will directly impact our portfolio's success. If you thrive in fast-paced settings and possess a keen eye for financial detail, apply today to start your rewarding career in Santa Ana's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower creditworthiness
- Prepare comprehensive credit memos and risk assessments for commercial and consumer loans
- Collaborate with lending teams to structure optimal credit solutions
- Monitor existing portfolios for early risk detection and recommend corrective actions
- Stay updated on regulatory compliance and industry best practices
- Present findings to senior management with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and Excel
- Credit certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical and problem-solving skills
- Strong written and verbal communication abilities
- Experience with credit underwriting software (e.g., Moody's, FICO)