Job Description
Join our elite finance team as a Senior Credit Analyst in Memphis, TN. We're seeking a strategic thinker to drive credit risk assessment and financial decision-making for our growing portfolio. Enjoy a premium compensation package with exceptional benefits, including performance bonuses and career advancement opportunities. Work in a collaborative environment that values analytical excellence and professional growth.
Responsibilities
- Conduct comprehensive credit risk evaluations for corporate and commercial clients
- Analyze financial statements, cash flows, and industry trends to assess creditworthiness
- Prepare detailed credit reports and recommendations for senior leadership
- Monitor existing portfolios for early risk identification and mitigation
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel, financial modeling, and credit software
- Credit certification (CRCM, CMB) or equivalent expertise
- Deep understanding of financial ratios, cash flow analysis, and industry benchmarks
- Strong communication skills with ability to present complex findings clearly
- Proven track record in risk management and portfolio oversight