Job Description
Join our dynamic finance team at Global Financial Solutions Inc. as a Senior Credit Analyst in the heart of San Jose's thriving tech hub. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support strategic lending decisions. This direct hire opportunity offers competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
As a key member of our Risk Management department, you'll leverage your financial expertise to assess creditworthiness, prepare detailed reports, and ensure compliance with industry regulations. Our ideal candidate thrives in fast-paced settings and brings a passion for data-driven decision-making.
Why join us? We pride ourselves on fostering innovation, professional development, and work-life balance. Enjoy modern office amenities, flexible scheduling options, and opportunities to work with cutting-edge financial technologies.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit reports and recommendations for lending committees
- Monitor existing credit portfolios and identify potential risk exposures
- Collaborate with cross-functional teams to structure optimal financing solutions
- Ensure adherence to internal policies and external regulatory requirements
- Develop and maintain strong relationships with banking partners and clients
- Contribute to process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of progressive credit analysis experience in commercial lending
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk assessment frameworks
- Excellent analytical skills with attention to detail
- Effective communication abilities for presenting complex financial concepts
- Experience with credit scoring models and risk management systems
- Professional certification (CFA, FRM, or CMA) preferred