Job Description
Join a dynamic financial team as a Part-Time Credit Analyst in the beautiful city of Colorado Springs.
We are looking for a meticulous and analytical professional to support our lending department. In this role, you will be responsible for evaluating loan applications, assessing financial health, and ensuring compliance with banking regulations. This position offers a fantastic work-life balance for those seeking part-time employment.
Why Apply?
- Flexible work schedule tailored to your needs.
- Opportunity to work with a reputable local financial institution.
- Competitive hourly rate and benefits package.
Key Responsibilities:
Responsibilities
- Analyze financial statements, tax returns, and cash flow reports to determine borrower creditworthiness.
- Assess risk factors and prepare comprehensive credit memos for loan committees.
- Monitor and review existing loan portfolios for early warning signs of deterioration.
- Maintain accurate and up-to-date credit files in the bank's loan management system.
- Collaborate with underwriting teams to resolve complex credit issues.
- Ensure all lending activities comply with federal and state regulations.
Qualifications:
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum of 1-2 years of experience in credit analysis, underwriting, or commercial lending.
- Strong proficiency in Microsoft Office Suite, especially Excel.
- Excellent analytical skills with a keen eye for detail.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
- Effective communication skills for interacting with internal and external stakeholders.
Skills: Financial Analysis, Risk Assessment, Credit Underwriting, Excel, Financial Reporting, Compliance, Attention to Detail.