Job Description
Join our dynamic finance team in Stockton, CA! Metro Financial Group is urgently seeking a detail-oriented Credit Analyst to evaluate loan applications and manage risk portfolios. Enjoy competitive compensation, comprehensive benefits, and career growth in a supportive environment. Apply today and make an impact!
Responsibilities
- Analyze financial statements and creditworthiness of applicants
- Prepare detailed credit reports and risk assessments
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing portfolios for compliance and risk mitigation
- Stay updated on industry regulations and economic trends
- Present findings to credit committees with clear recommendations
- Utilize financial modeling tools for scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business
- 3+ years of credit analysis experience
- Advanced proficiency in Excel and financial software
- Strong understanding of underwriting principles
- Excellent analytical and problem-solving skills
- Ability to interpret complex financial data
- Familiarity with FICO scoring models
- Professional certification (CFA, CRCM) preferred