Job Description
We're urgently seeking a detail-oriented Credit Analyst to join our dynamic finance team in Richmond, VA. This critical role involves evaluating creditworthiness, minimizing financial risk, and supporting strategic lending decisions. If you thrive in fast-paced environments and possess strong analytical skills, we want to hear from you today! Immediate start available for qualified candidates.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit reports and risk assessment documentation
- Monitor existing portfolios for compliance and early warning indicators
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Present findings to credit committees with clear recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of underwriting principles and credit risk frameworks
- Industry certifications (e.g., CRCM, CMB) preferred
- Exceptional attention to detail and problem-solving abilities
- Excellent written and verbal communication skills