Job Description
Join our dynamic finance team as a Senior Credit Analyst and shape the financial future of our clients. We're seeking a detail-oriented professional to evaluate creditworthiness, assess risks, and support strategic decision-making in a fully remote-friendly environment. Enjoy competitive compensation, flexible work arrangements, and career growth opportunities in Lubbock's thriving business ecosystem.
Why You'll Love This Role: Work with cutting-edge financial tools, collaborate with industry experts, and make tangible impacts on business outcomes while maintaining work-life balance through our remote-first culture.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess client creditworthiness
- Prepare comprehensive credit memos and risk assessments for loan approvals
- Monitor existing portfolios and identify potential risks requiring mitigation
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop predictive models for default risk and exposure analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit software (e.g., Moody's Analytics, Fiserv)
- Credit certification (CRCM, CCE) preferred
- Strong Excel modeling and data visualization skills
- Exceptional communication and stakeholder management abilities