Job Description
Join our dynamic finance team at Oakland Financial Partners and make an immediate impact! We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications, assess credit risks, and support our growing portfolio. This is your chance to start tomorrow in a collaborative environment where your analytical expertise drives financial decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional growth in the heart of Oakland's thriving business district.
Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial and industrial loans
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Present credit recommendations to senior leadership with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel (advanced functions)
- Deep understanding of cash flow analysis and collateral evaluation
- Excellent written/verbal communication skills for client interactions
- Credit certification (CRCM, CCE) preferred
- Ability to start immediately and work under tight deadlines