Job Description
Join Metro Financial Group's dynamic credit team in Los Angeles, where your analytical expertise will drive our lending decisions. We're seeking a detail-oriented Senior Credit Analyst to evaluate commercial loan applications, assess risk profiles, and maintain our portfolio's integrity. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of America's most vibrant financial hubs.
Responsibilities
- Analyze commercial loan applications and financial statements to determine creditworthiness
- Prepare detailed credit reports and risk assessments for underwriting committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and market trends affecting credit decisions
- Present findings to senior leadership through concise executive summaries
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Strong proficiency in Excel, financial modeling, and credit software
- Proven ability to interpret complex financial statements and cash flows
- Excellent written and verbal communication skills
- Professional certification (CFA, CMA) preferred
- Experience with SBA loan processing a plus