Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! Chula Vista Financial Group is seeking a detail-oriented professional to evaluate creditworthiness and financial risks while enjoying a customizable work schedule. This hybrid role combines office collaboration with remote work options, allowing you to maintain optimal productivity while achieving work-life balance. Our collaborative environment offers growth opportunities in commercial lending analysis, financial statement review, and portfolio management.
We value innovation and professional development, providing continuous training on industry-leading credit assessment tools. As a key member of our risk management division, you'll directly impact our lending decisions while gaining exposure to diverse industries and financial strategies.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for loan approval committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit practices
- Utilize financial modeling software for cash flow projections and scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial statement analysis and ratio interpretation
- Experience with credit underwriting software (e.g., Moody's Analytics, FICO)
- Excellent written and verbal communication skills
- Ability to work independently with minimal supervision
- Professional certification (CFA, CRCM) preferred