Job Description
Join our dynamic finance team as a Senior Credit Analyst in Chula Vista! We're urgently seeking a detail-oriented professional to evaluate credit risks, analyze financial data, and support our lending portfolio. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in one of San Diego's most vibrant communities.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports with risk recommendations for senior management
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal credit solutions
- Stay updated on industry regulations and market trends affecting credit decisions
- Develop and maintain strong relationships with internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling tools
- Credit certification (CRCM, CCE) highly desirable
- Exceptional analytical and decision-making abilities
- Excellent communication and presentation skills
- Experience with credit scoring models and risk assessment frameworks