Job Description
Join our dynamic finance team in Laredo, TX as a Senior Credit Analyst and unlock your career potential with a competitive $7,500 sign-on bonus! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our growing commercial lending portfolio. This hybrid role offers remote flexibility while maintaining strong local community impact. Enjoy comprehensive benefits including health insurance, 401(k) matching, and professional development opportunities.
Responsibilities
- Analyze commercial and industrial loan applications to assess creditworthiness and risk exposure
- Prepare detailed credit memos and financial models for loan committee review
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure complex credit solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Lead due diligence processes for new credit opportunities
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Proficiency in credit software (e.g., Moody's, RiskCalc) and MS Excel
- Strong understanding of GAAP and commercial lending regulations
- Excellent analytical skills with attention to financial detail
- CMA or CFA designation preferred
- Bilingual (English/Spanish) required