Job Description
Join our dynamic finance team at Fort Wayne Financial Solutions, a leading regional lender committed to empowering local businesses. We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications and assess creditworthiness. This direct hire role offers competitive compensation, comprehensive benefits, and growth opportunities in Fort Wayne's thriving financial sector.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate borrower risk
- Prepare detailed credit memos and loan recommendations for approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal lending policies
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and debt service coverage ratios
- Credit certification (CRCM, CMB) or willingness to obtain
- Exceptional analytical skills with attention to detail
- Ability to interpret complex financial documents and market data