Job Description
Join our elite finance team at Pacific Financial Partners as a Senior Credit Analyst in Los Angeles. This high-impact role offers a competitive salary package and the opportunity to shape our credit strategy while working with Fortune 500 clients. You'll leverage cutting-edge financial modeling tools to drive profitability in one of America's most dynamic markets.
Responsibilities
- Conduct in-depth credit risk assessments for corporate and commercial clients
- Develop sophisticated financial models to forecast default probabilities and exposure at default
- Collaborate with portfolio managers to optimize credit allocation strategies
- Prepare comprehensive credit memoranda for executive review and committee presentations
- Monitor industry trends and regulatory changes impacting credit policies
- Mentor junior analysts while maintaining strict compliance with SOX and FRB guidelines
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking or finance
- Expertise in financial statement analysis and cash flow modeling
- Advanced proficiency in Excel, Bloomberg, and credit risk software (e.g., Moody's Analytics)
- Strong understanding of SEC filings and GAAP/IFRS standards
- Proven track record of managing complex credit portfolios >$50M
- Series 7/63 or FINRA licenses highly desirable