Job Description
Join our elite finance team as a Senior Credit Analyst at Premier Financial Solutions. We're seeking a detail-oriented professional with a passion for financial analysis to drive our lending strategies in Glendale, AZ. This high-impact role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a dynamic financial environment.
As a key member of our credit risk department, you'll evaluate complex loan applications, assess borrower creditworthiness, and recommend risk mitigation strategies. Your expertise will directly impact our portfolio's profitability while maintaining compliance with industry regulations.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessments for senior management review
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with commercial lending teams to structure optimal credit solutions
- Stay current on regulatory changes (FRA, OCC, CFPB) and implement compliance requirements
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience with $10M+ portfolios
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Credit certification (CRCM, CCE) or equivalent risk management credentials preferred
- Demonstrated expertise in evaluating complex business entities and industries
- Exceptional analytical skills with attention to detail and accuracy
- Strong communication abilities for presenting complex financial information