Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive impactful lending decisions for regional businesses. We're seeking a detail-oriented professional to assess creditworthiness, mitigate financial risks, and support our growing portfolio in the Triad region. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and cash flow projections to evaluate applicant creditworthiness
- Prepare detailed credit memos with risk assessments and lending recommendations
- Monitor existing portfolios for compliance and identify early warning signs of financial distress
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Develop and maintain strong relationships with clients and internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 3+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in Excel and financial modeling software
- Strong analytical skills with attention to financial detail
- Excellent written and verbal communication abilities
- Credit certification (CRCM or equivalent) preferred
- Experience with credit scoring models and risk assessment methodologies