Job Description
Join our dynamic finance team at Coastal Financial Partners as a Senior Credit Analyst and drive critical lending decisions in Virginia Beach's thriving coastal economy. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our portfolio growth. Enjoy competitive compensation, comprehensive benefits, and career advancement in a collaborative environment where your analytical expertise directly impacts our success.
Responsibilities
- Analyze complex financial statements, cash flows, and collateral to assess borrower risk
- Prepare detailed credit reports with actionable recommendations for loan approvals
- Monitor existing portfolio performance and identify early warning indicators
- Collaborate with commercial lenders to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Develop risk mitigation strategies for high-exposure sectors
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel financial modeling tools
- Strong understanding of GAAP, risk assessment frameworks, and lending regulations
- Experience with credit scoring models and portfolio management systems
- Excellent written/verbal communication and presentation skills
- Professional certification (CFA, CRCM, or CMA) preferred
- Proven track record in reducing portfolio delinquency rates