Job Description
Join our dynamic finance team as a Senior Credit Analyst and accelerate your career with a $10,000 sign-on bonus! Detroit Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive informed lending decisions in our bustling Detroit headquarters. This premium role offers competitive compensation, comprehensive benefits, and unmatched growth opportunities in Michigan's financial hub.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for commercial lending portfolios
- Collaborate with relationship managers to structure optimal financing solutions
- Monitor existing credit facilities and recommend risk mitigation strategies
- Stay current on regulatory compliance (FDIC, OCC, Michigan state banking laws)
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, FICO)
- Credit certification (CRCM, CMB) or willingness to obtain
- Strong analytical skills with attention to detail
- Excellent communication and presentation abilities
- Experience with SBA lending programs a plus