Job Description
Join our dynamic finance team at Coastal Financial Partners as a Senior Credit Analyst in sunny Virginia Beach! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment near the oceanfront.
Responsibilities
- Analyze complex financial statements and credit applications to assess borrower viability
- Prepare detailed credit risk reports with actionable recommendations
- Monitor existing loan portfolios and identify early-warning indicators
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Present findings to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and problem-solving abilities
- Proven track record in loan underwriting and portfolio management