Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and play a pivotal role in shaping Memphis's economic landscape. We're seeking a detail-oriented professional with a passion for financial risk assessment to evaluate creditworthiness, analyze financial statements, and support our lending portfolio. Enjoy flexible scheduling while making a tangible impact on local businesses and communities. This hybrid role offers 20-25 hours/week with competitive compensation and growth opportunities in a supportive environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for loan committees and senior management
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal financing solutions
- Maintain accurate documentation in compliance with regulatory requirements
- Stay current on industry trends affecting credit risk in the Mid-South region
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 2+ years of credit analysis or underwriting experience
- Strong proficiency in financial statement analysis and ratio calculations
- Proficient with Excel, credit scoring models, and financial software
- Excellent written communication skills for clear report writing
- Ability to work independently with minimal supervision
- Familiarity with TN lending regulations and industry standards