Job Description
Join Memphis Financial Group as a Part-Time Credit Analyst and play a pivotal role in our dynamic finance team. We're seeking a detail-oriented professional with a passion for financial analysis to evaluate creditworthiness, mitigate risks, and support our lending operations. This flexible position offers an opportunity to gain hands-on experience in financial assessment while contributing to our mission of empowering Memphis businesses. If you thrive in collaborative environments and possess strong analytical skills, apply today to advance your finance career with us.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare detailed credit memos and risk assessment reports for loan approval committees
- Monitor existing loan portfolios and identify potential risks requiring mitigation strategies
- Collaborate with loan officers to structure credit solutions aligned with client needs
- Ensure compliance with federal regulations and internal credit policies
- Utilize financial modeling tools to project repayment capacity and default scenarios
- Stay updated on industry trends affecting credit risk in the Memphis market
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- 2+ years of credit analysis or underwriting experience (part-time or internship acceptable)
- Proficiency in Excel, financial modeling, and credit reporting software
- Strong knowledge of financial ratios, cash flow analysis, and risk assessment frameworks
- Excellent written communication skills for preparing credit documentation
- Ability to work independently and manage multiple deadlines in a fast-paced environment
- Professional certification (CFA, CMA) or progress toward certification preferred
- Local Memphis candidates strongly encouraged to apply