Job Description
Join our dynamic finance team in Charlotte as a Part-Time Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and support lending decisions. This flexible role offers competitive compensation and the opportunity to grow within a forward-thinking financial institution. Perfect for candidates seeking work-life balance while making impactful financial assessments.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports and risk assessments for portfolio review
- Monitor existing accounts for compliance and payment trends
- Collaborate with lending teams to structure credit solutions
- Maintain accurate documentation in compliance with regulatory standards
- Identify potential mitigation strategies for high-risk exposures
- Contribute to process improvement initiatives for credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or underwriting experience
- Proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Strong understanding of credit risk principles and financial ratios
- Excellent analytical and problem-solving abilities
- Effective written and verbal communication skills
- Familiarity with credit reporting systems (e.g., Moody's Analytics)
- Ability to work independently with minimal supervision