Job Description
Join our dynamic finance team in Charlotte, NC as a Part-Time Credit Analyst and gain hands-on experience in financial risk assessment. We're seeking a detail-oriented professional to evaluate creditworthiness, support lending decisions, and contribute to our client-focused approach. This flexible role (20-25 hours/week) offers competitive compensation and opportunities for professional growth in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for loan committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Ensure compliance with internal policies and regulatory requirements
- Utilize financial modeling tools to project cash flows and repayment scenarios
- Document credit decisions and maintain accurate risk documentation
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 2+ years of credit analysis or commercial lending experience
- Proficiency in Excel, financial modeling, and credit reporting software
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Familiarity with FICO scoring and credit bureau reports
- Ability to manage deadlines in a fast-paced environment
- Preferred: CRCM or CMA certification