Job Description
Join our dynamic finance team as an Immediate Hire Credit Analyst in sunny Chula Vista, CA! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending decisions. This is your chance to advance your career in a fast-paced environment with competitive compensation and comprehensive benefits.
At Financial Solutions Group, we value expertise and initiative. You'll collaborate with senior analysts while making direct impact on our portfolio management. Our modern office offers flexible work arrangements and professional development opportunities. Apply today to start your journey with us!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and risk mitigation recommendations
- Monitor existing accounts for creditworthiness changes and compliance
- Collaborate with lending teams to structure optimal credit terms
- Ensure adherence to internal policies and regulatory requirements
- Develop and maintain strong client relationships through clear communication
- Stay current with industry trends and credit risk assessment methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in financial modeling and credit scoring systems
- Strong analytical skills with attention to detail
- Familiarity with banking regulations (Regulations B, C, Z)
- Experience with credit reporting software (e.g., Moody's, S&P Capital IQ)
- Excellent verbal/written communication and presentation abilities
- Ability to prioritize tasks and meet deadlines in a fast-paced environment