Job Description
Join our dynamic finance team as an Immediate Hire Credit Analyst in Durham, NC! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending decisions. This urgent opening offers a competitive salary, comprehensive benefits, and rapid onboarding for the right candidate. Work in a collaborative environment where your analytical skills directly impact our financial strategy.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing credit portfolios and identify potential red flags
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with banking regulations and internal policies
- Develop recommendations for credit limit adjustments and loan structuring
- Utilize financial modeling tools to forecast repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial underwriting experience
- Proficiency in financial software (e.g., Moody's Analytics, RiskMetrics)
- Strong knowledge of GAAP and credit risk frameworks
- Excellent quantitative and qualitative analytical abilities
- FCRA certification preferred
- Exceptional communication and presentation skills
- Ability to thrive in fast-paced, deadline-driven environment