Job Description
Join our elite finance team at Pacific Financial Group in Chula Vista, CA! We're urgently seeking a dynamic Senior Credit Analyst to drive our lending portfolio's success. This premium opportunity offers rapid career growth in a collaborative environment where your expertise directly impacts our bottom line. Enjoy competitive compensation, comprehensive benefits, and the chance to work with industry-leading financial technologies. Apply today and become part of our award-winning team that's transforming commercial lending in Southern California.
Responsibilities
- Analyze complex financial statements and creditworthiness of commercial borrowers
- Prepare detailed credit risk assessments and recommendation reports
- Monitor existing loan portfolios for early risk detection
- Collaborate with relationship managers on structuring optimal credit solutions
- Stay current on industry regulations and compliance requirements
- Present credit findings to senior leadership and credit committees
- Develop and maintain strong relationships with banking partners
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of GAAP and credit risk frameworks
- Credit certification (CRCM or equivalent) preferred
- Exceptional analytical and decision-making abilities
- Proven track record of managing diverse loan portfolios
- Excellent communication and presentation skills