Job Description
Join our innovative finance team as a Credit Analyst with flexible scheduling options! We're seeking a detail-oriented professional to evaluate creditworthiness and support lending decisions in Lubbock's growing financial sector. Enjoy work-life balance with adaptable hours while making impactful contributions to our portfolio management strategy.
This hybrid role combines remote flexibility with collaborative in-office collaboration. You'll leverage cutting-edge financial tools while working alongside industry experts committed to professional development and community impact.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations with clear risk/return analysis
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with lending teams to structure optimal credit solutions
- Document credit decisions per regulatory requirements and internal policies
- Stay current on industry regulations affecting credit practices
- Present findings to credit committees with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (or equivalent experience)
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Moody's, Bloomberg)
- Advanced Excel skills with data visualization capabilities
- Strong understanding of GAAP and credit risk frameworks
- Credit certification (CRCM/CCE preferred)
- Exceptional analytical and written communication skills