Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive critical lending decisions in a remote-friendly environment. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our growing portfolio of commercial clients. Enjoy flexible work arrangements while making impactful contributions from the heart of Oakland's thriving business district.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare comprehensive credit reports and risk assessments for loan committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and compliance requirements
- Develop predictive models for risk scoring and portfolio performance
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong understanding of GAAP and credit underwriting principles
- Credit Risk Management Certification (CRCM) or equivalent
- Proven ability to interpret complex financial data and market trends
- Excellent communication skills for presenting findings to stakeholders