Job Description
Join our dynamic finance team at Bluegrass Financial Solutions as a Credit Analyst with flexible hours! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks for our diverse client portfolio. Enjoy the perfect work-life balance with adaptable scheduling while contributing to our mission of fostering economic growth in Lexington. This hybrid role offers competitive compensation, professional development, and the opportunity to work with industry-leading financial tools.
Our ideal candidate thrives in autonomous environments and possesses strong analytical skills. You'll collaborate with senior analysts while enjoying the freedom to structure your workday around peak productivity hours. If you're ready to advance your career in finance without compromising personal commitments, this is your perfect match.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess client risk profiles
- Prepare comprehensive credit recommendations for loan committees and stakeholders
- Monitor existing portfolios for compliance and emerging risks
- Develop accurate cash flow projections and financial models
- Document credit decisions in compliance with regulatory requirements
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on industry regulations and economic indicators affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (or equivalent experience)
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of credit scoring models and risk assessment frameworks
- Certification (CRCM, CFA, or FRM) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Proven ability to work independently with minimal supervision