Job Description
Join our award-winning finance team at Capital Financial Partners as a Direct Hire Credit Analyst in Richmond, VA. We're seeking a detail-oriented professional to drive our credit risk assessment strategy and support our growing portfolio. This premium opportunity offers competitive compensation, comprehensive benefits, and clear career advancement paths in a dynamic financial environment.
As a key member of our credit division, you'll leverage your analytical expertise to evaluate financial statements, assess creditworthiness, and make data-driven lending decisions. Our collaborative culture values innovation and professional growth, providing you with the resources to excel in your finance career while making a tangible impact on our organization's success.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess applicant creditworthiness
- Prepare detailed credit risk assessments and recommend loan approvals/rejections with clear rationale
- Monitor existing credit portfolios and identify potential risks requiring mitigation strategies
- Collaborate with loan officers and underwriting teams to ensure consistent credit standards
- Develop and maintain strong relationships with financial institutions and credit agencies
- Stay current on regulatory changes impacting credit analysis practices
- Present complex financial findings through concise reports and stakeholder communications
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in financial modeling and Excel (including VLOOKUP, pivot tables)
- Credit certification (CRCM, CMB) or willingness to obtain within 6 months
- Deep understanding of GAAP, credit risk frameworks, and lending regulations
- Exceptional analytical skills with attention to detail in financial data interpretation
- Strong written/verbal communication skills for stakeholder presentations
- Proven track record of managing credit portfolios with low default rates