Job Description
We are seeking a highly analytical and detail-oriented Credit Analyst to join our growing team in Madison, WI. In this pivotal role, you will evaluate the creditworthiness of potential clients, assess financial risks, and ensure our lending portfolio remains robust and profitable. We pride ourselves on offering a competitive compensation package and the unique benefit of weekly pay, allowing you to manage your finances with greater flexibility and security.
At Madison Financial Group, we foster a culture of excellence, transparency, and professional growth. If you are a finance professional looking for a rewarding career with immediate financial benefits, we want to hear from you.
Responsibilities
- Analyze financial statements, credit reports, and cash flow data to determine borrower risk levels and credit limits.
- Prepare comprehensive credit memos and recommendations for loan approval or denial.
- Monitor existing accounts to identify early warning signs of financial distress or changing risk profiles.
- Collaborate with the underwriting and sales teams to structure financing solutions that meet client needs while mitigating risk.
- Maintain and update internal credit databases with accurate and up-to-date borrower information.
- Conduct market research and industry analysis to assess broader economic trends affecting credit risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2-5 years of experience in credit analysis, underwriting, or financial risk management.
- Strong proficiency in Microsoft Excel (pivot tables, VLOOKUP) and financial modeling software.
- Excellent analytical skills with the ability to interpret complex financial data accurately.
- Strong attention to detail and the ability to meet strict deadlines in a fast-paced environment.
- Professional certifications such as CFA, CPA, or CAMS are a plus.