Job Description
We are currently seeking a highly skilled Credit Analyst to join our dynamic finance team in Toledo, Ohio. This is an urgent opportunity for a detail-oriented professional to play a pivotal role in our lending and risk management strategy.
As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses. You will analyze complex financial data, assess risk factors, and provide actionable insights to support our lending decisions. If you are looking for a challenging role with significant impact, apply today to join our team.
What You Will Do:
Why Join Us?
Responsibilities
- Analyze financial statements, tax returns, and cash flow reports to determine the creditworthiness of loan applicants.
- Assess risk levels and make recommendations regarding loan approvals, denials, or counter-offers.
- Conduct ratio analysis and industry research to understand borrower performance and market trends.
- Maintain accurate and up-to-date credit files and loan documentation in our database.
- Collaborate with underwriters and loan officers to resolve complex credit issues and structure deals.
- Monitor existing credit accounts for early warning signs of delinquency or default.
- Prepare detailed credit reports and present findings to the lending committee.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2+ years of experience in credit analysis, financial underwriting, or related financial roles.
- Strong proficiency in Microsoft Excel, including advanced functions like VLOOKUP and Pivot Tables.
- Familiarity with loan origination software or ERP systems (e.g., SAP, Oracle) is a plus.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Strong verbal and written communication skills for interacting with internal teams and clients.
- Ability to work independently and meet tight deadlines in a fast-paced environment.