Job Description
Join our dynamic finance team as a Credit Analyst with flexible scheduling options designed to support your work-life balance. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and contribute to informed lending decisions in Lubbock's thriving financial sector. Enjoy hybrid work arrangements and the opportunity to grow your career while maintaining personal flexibility.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessment reports for portfolio review
- Monitor existing credit facilities and identify potential risk mitigation strategies
- Collaborate with lending teams to structure optimal credit solutions for clients
- Ensure compliance with regulatory requirements and internal credit policies
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- 3+ years of credit analysis experience in commercial or consumer lending
- Strong proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Expertise in interpreting financial statements and cash flow analysis
- Excellent written and verbal communication skills
- Strong analytical problem-solving abilities
- Proficiency with credit scoring systems and risk assessment methodologies