Job Description
Join our dynamic finance team at Northwood Financial Group, where we value work-life balance and professional growth. We're seeking a detail-oriented Credit Analyst with flexible scheduling options (8 AM-4 PM or 10 AM-6 PM) to support our commercial lending operations. Enjoy a hybrid work model with 3 remote days weekly in our modern Toledo office.
You'll play a pivotal role in evaluating creditworthiness, mitigating financial risks, and supporting our clients' success through data-driven insights. This position offers exceptional benefits including tuition reimbursement, quarterly bonuses, and a robust wellness program.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessments for commercial loan applications
- Monitor existing credit portfolios and identify potential collection issues proactively
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Utilize credit scoring models and financial analysis software (Sageworks, Moody's Analytics)
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Proficiency in Excel, financial modeling, and credit reporting systems
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Familiarity with Ohio lending regulations and SBA programs
- Ability to work independently with flexible scheduling