Job Description
Join our dynamic finance team at Memphis Financial Group and make an immediate impact! We're seeking a highly motivated Senior Credit Analyst to evaluate loan applications, assess credit risks, and support our growing portfolio. This is your chance to launch a rewarding career in Memphis's thriving financial sector with competitive compensation and rapid advancement opportunities. Apply today and start tomorrow!
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with commercial bankers to structure optimal financing solutions
- Ensure adherence to regulatory requirements and internal credit policies
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) preferred
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Experience with credit scoring models and risk assessment frameworks