Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks while enjoying customizable work hours. This hybrid role combines office collaboration with remote flexibility, perfect for work-life balance. You'll analyze financial statements, assess industry trends, and support strategic lending decisions in a collaborative environment.
Responsibilities
- Conduct in-depth financial statement analysis and risk assessment for commercial clients
- Prepare comprehensive credit reports with actionable recommendations for the lending committee
- Monitor portfolio performance and identify emerging market trends affecting credit risk
- Collaborate with relationship managers to structure optimal financing solutions
- Maintain compliance with federal regulations and internal credit policies
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 3+ years of commercial credit analysis experience in banking or financial services
- Proficiency in credit underwriting software and financial modeling tools
- Strong analytical skills with attention to detail and accuracy
- Excellent written communication for reporting and client interactions
- Credit certification (CRCM or CCE) highly desirable
- Ability to manage deadlines in a flexible work environment