Job Description
Apex Financial Solutions is seeking a highly skilled and detail-oriented Credit Analyst to join our dynamic team in Tulsa, OK. In this pivotal role, you will evaluate the creditworthiness of potential and existing clients, specifically within the equipment financing sector, ensuring our portfolio remains healthy and profitable.
We pride ourselves on a culture of integrity, innovation, and excellence. As a Credit Analyst, you will work closely with our underwriting team to assess risk, determine credit limits, and develop strategies that support our company's growth objectives.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Work in a collaborative environment with industry leaders.
- Opportunities for professional development and career advancement.
Responsibilities
- Analyze financial statements, tax returns, and cash flow to evaluate the credit risk of loan applicants and existing clients.
- Perform ratio analysis and industry research to assess the financial health of businesses seeking equipment financing.
- Prepare and present detailed credit memos and risk assessments to the Underwriting Committee.
- Monitor the performance of the loan portfolio and identify early warning signs of potential defaults.
- Collaborate with the sales and loan origination teams to provide guidance on credit structures and terms.
- Ensure compliance with all internal policies and regulatory requirements.
- Stay updated on market trends and economic indicators affecting the equipment finance industry.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s preferred).
- 3+ years of experience in credit analysis, underwriting, or financial analysis.
- Strong proficiency in Microsoft Excel (pivot tables, vlookups, financial modeling).
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong written and verbal communication skills.
- Detail-oriented with a high level of accuracy.
- Familiarity with financial software and CRM systems is a plus.