Job Description
Join our dynamic finance team as a Credit Analyst in Newark, NJ! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks. Equipment provided: MacBook Pro, dual monitors, ergonomic chair, and specialized financial software licenses. Enjoy a modern workspace with full tech support to maximize your productivity and analysis capabilities.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing portfolios for early warning signs of potential defaults
- Collaborate with loan officers to structure credit facilities aligned with risk parameters
- Stay current on regulatory changes affecting credit policies and compliance
- Develop predictive models for default probability and loss forecasting
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, financial modeling software, and data visualization tools
- Credit Risk Management (CRM) or Chartered Financial Analyst (CFA) certification preferred
- Strong analytical skills with ability to interpret complex financial data
- Exceptional attention to detail and decision-making capabilities