Job Description
Are you a detail-oriented financial professional looking for a stable, rewarding career in San Diego?
Pacific Coast Financial Group is seeking a highly skilled Credit Analyst to join our expanding team. In this direct-hire role, you will play a pivotal part in our risk management strategy, ensuring the financial health and stability of our portfolio. If you have a passion for data analysis and a knack for identifying financial trends, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Work in the heart of San Diego’s thriving business district.
- Opportunities for professional growth and leadership development.
- State-of-the-art financial tools and a collaborative work environment.
Key Responsibilities:
Responsibilities
- Conduct thorough analysis of loan applications and financial statements to assess borrower creditworthiness.
- Develop and maintain credit risk models and scoring methodologies.
- Prepare detailed credit reports and presentations for senior management review.
- Monitor portfolio performance and identify potential delinquencies early.
- Ensure compliance with all regulatory requirements and internal policies.
- Collaborate with sales teams to structure deals that align with company risk appetite.
Qualifications:
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 3+ years of experience in credit analysis, underwriting, or financial risk assessment.
- Proficiency in financial analysis software and advanced Excel skills (pivot tables, VLOOKUP).
- Strong understanding of credit risk principles, financial ratios, and banking regulations.
- Excellent verbal and written communication skills.
- Ability to work independently and manage multiple priorities in a fast-paced environment.