Job Description
Join our dynamic finance team as a Credit Analyst and make an immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse client portfolio. This is your opportunity to launch a rewarding career in financial analysis with a company that values growth and innovation. Start your journey tomorrow in Baltimore's thriving financial district.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk
- Prepare detailed credit reports with actionable recommendations
- Monitor existing portfolios for potential risk exposure
- Collaborate with loan officers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Utilize advanced financial modeling tools for scenario analysis
- Present findings to senior management with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 1-3 years of credit analysis or underwriting experience
- Proficiency in Excel, financial modeling, and credit scoring systems
- Strong understanding of financial statements and ratios
- Excellent analytical and problem-solving abilities
- Effective communication and presentation skills
- Ability to prioritize tasks in a fast-paced environment
- CFA or FRM designation preferred