Job Description
Join our award-winning finance team as a Credit Analyst in Madison, WI! We're offering a competitive salary plus a $5,000 sign-on bonus for qualified candidates who start by December 31st. This role is perfect for detail-oriented professionals who thrive in collaborative environments. You'll evaluate credit risk, analyze financial statements, and support our lending decisions while enjoying Madison's vibrant downtown culture and work-life balance. Benefits include health insurance, 401(k) matching, and professional development opportunities.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial and consumer lending portfolios
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure credit solutions aligned with risk tolerance
- Stay current on industry regulations and economic trends affecting credit decisions
- Utilize credit scoring models and automated underwriting tools for efficient analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel (VLOOKUP, PivotTables, financial modeling)
- Familiarity with credit scoring models (FICO, AltScore) and regulatory guidelines
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication skills