Job Description
Join our dynamic finance team as a Credit Analyst with flexible scheduling options! At Riverside Financial Solutions, we value work-life balance while delivering exceptional financial services. This hybrid role allows you to manage your schedule while analyzing creditworthiness, assessing risk, and supporting our growing client base in the Inland Empire region.
Enjoy competitive compensation, comprehensive benefits, and the opportunity to advance your career in a supportive environment. We're seeking detail-oriented professionals who thrive in autonomous settings and possess strong analytical skills.
Responsibilities
- Analyze financial statements and credit applications to determine risk profiles
- Prepare detailed credit reports with actionable recommendations for approval decisions
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and market trends affecting credit risk
- Utilize financial modeling software to forecast repayment scenarios
- Maintain accurate documentation and compliance records
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Proficiency in Excel, financial modeling, and credit scoring systems
- Strong understanding of GAAP, FASB, and lending regulations
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to work independently with minimal supervision
- Flexible availability to accommodate client meetings and deadlines