Job Description
Join our dynamic finance team as a Credit Analyst and enjoy unprecedented flexibility in your work schedule. At Financial Solutions Inc., we empower professionals to thrive with adaptable hours while making critical financial decisions. This hybrid role combines office collaboration with remote work options, allowing you to balance productivity with personal commitments. You'll analyze creditworthiness, assess risk profiles, and contribute to our mission of fostering sustainable growth in San Diego's vibrant economy. We offer competitive compensation, comprehensive benefits, and a culture that values work-life integration.
Responsibilities
- Analyze financial statements and credit applications to determine risk exposure
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing portfolios for compliance and performance metrics
- Collaborate with sales teams to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with regulatory standards
- Present findings to credit committees and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Proficiency in financial modeling software (e.g., Bloomberg, Capital IQ)
- Advanced Excel skills with data visualization capabilities
- Strong understanding of credit risk assessment methodologies
- Excellent analytical and problem-solving abilities
- Effective communication skills for stakeholder presentations
- Relevant certifications (CFA, FRM) preferred