Job Description
Are you a detail-oriented financial professional looking for your next career challenge? Apex Financial Solutions is currently seeking a Senior Credit Analyst to join our dynamic team in Greensboro, NC. In this pivotal role, you will play a critical part in our risk management strategy, ensuring our lending decisions are data-driven and sound.
We offer a competitive benefits package, including health insurance, 401(k) matching, and professional development opportunities. If you are passionate about finance and want to work in a collaborative environment, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity to work with a diverse portfolio of clients.
- Modern work environment with flexible schedules.
- Commitment to employee growth and career advancement.
Responsibilities
- Conduct thorough analysis of financial statements, tax returns, and cash flow reports to assess borrower creditworthiness.
- Prepare and maintain credit files, including credit memos and risk assessment reports.
- Monitor and manage the credit portfolio, identifying potential risks and recommending mitigation strategies.
- Collaborate with the lending team to structure loan terms that align with company policies and risk appetites.
- Stay updated on industry trends, economic indicators, and regulatory changes affecting the lending sector.
- Assist in the development and implementation of credit policies and procedures.
- Communicate credit decisions and risk factors clearly to internal stakeholders and clients.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field required; Master’s degree preferred.
- 3-5 years of experience in credit analysis, risk management, or commercial lending.
- Strong proficiency in Microsoft Office Suite, particularly advanced Excel functions.
- Experience with credit analysis software and loan origination systems is a plus.
- Excellent analytical and problem-solving skills with a keen attention to detail.
- Strong verbal and written communication skills.
- Ability to work independently and manage multiple priorities in a fast-paced environment.