Job Description
Join our dynamic finance team at Global Financial Partners as a Credit Analyst in Jersey City, NJ. We're urgently seeking a detail-oriented professional to assess creditworthiness, mitigate financial risks, and support strategic lending decisions. This role offers competitive compensation, comprehensive benefits, and rapid career growth in a thriving financial hub.
Responsibilities
- Analyze financial statements, cash flows, and market trends to evaluate credit applications
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial banking teams to structure optimal credit solutions
- Stay updated on regulatory changes impacting credit policies
- Present findings to senior stakeholders with clear recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of credit analysis experience in banking/financial services
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Credit certification (CRCM, CCE, or equivalent) a plus
- Exceptional analytical and communication skills
- Ability to manage deadlines in a fast-paced environment