Job Description
Join our dynamic finance team as a Credit Analyst in Fresno and enjoy the stability of weekly paychecks! Premier Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness, analyze financial data, and support lending decisions. This role offers competitive compensation, career growth opportunities, and the unique benefit of receiving your salary every week. Work in a collaborative environment where your expertise directly impacts our clients' financial success.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and individual clients
- Analyze financial statements, cash flows, and market trends to determine creditworthiness
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios and identify potential risk factors
- Collaborate with loan officers to structure credit facilities aligned with client needs
- Stay updated on industry regulations and compliance requirements
- Utilize financial modeling tools to forecast repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial software (e.g., Moody's Analytics)
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Knowledge of credit scoring models and risk assessment frameworks
- Ability to work independently and meet deadlines in a fast-paced environment
- Professional certification (CFA, CRCM) preferred