Job Description
Are you a detail-oriented financial professional looking for a rewarding career with the peace of mind of weekly pay? Apex Financial Solutions is seeking a highly skilled Credit Analyst to join our dynamic team in Denver, Colorado.
We are committed to excellence in risk management and financial analysis. In this role, you will play a pivotal part in evaluating the creditworthiness of clients and maintaining our portfolio's health. We offer a competitive hourly rate and the distinct benefit of weekly paychecks, ensuring you get paid on time, every time.
Why Join Us?
- Weekly Pay: Get paid every Friday with no waiting for bi-weekly payroll cycles.
- Competitive Compensation: Earn between $30.00 and $45.00 per hour based on experience.
- Professional Growth: Work with industry experts in a collaborative environment.
Responsibilities
- Conduct thorough analysis of financial statements, tax returns, and cash flow reports to assess client creditworthiness.
- Develop and maintain internal credit scoring models and risk assessment criteria.
- Prepare and present detailed credit memos and recommendations to the credit committee.
- Monitor and manage existing portfolio risk, identifying early warning signs of default.
- Collaborate with the underwriting team to ensure consistent application of credit policies.
- Utilize data analytics tools to interpret trends and provide actionable insights to management.
- Ensure compliance with all regulatory requirements and internal control procedures.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field is required.
- 2-5 years of experience in credit analysis, risk management, or commercial lending.
- Advanced proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Macros) and financial modeling.
- Strong understanding of banking regulations, such as the Community Reinvestment Act (CRA) and Basel III.
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong written and verbal communication skills with the ability to present findings clearly.
- Must be authorized to work in the United States without sponsorship.