Job Description
Join our dynamic finance team at Premier Financial Partners and enjoy the stability of weekly pay while making a significant impact. We're seeking a detail-oriented Credit Analyst to evaluate loan applications and assess credit risks for our Philadelphia-based clients. With competitive benefits, career growth opportunities, and a supportive culture, this role is perfect for professionals seeking financial security and professional development.
Responsibilities
- Analyze financial statements and credit reports to determine applicant eligibility
- Prepare detailed credit risk assessments and loan recommendations
- Collaborate with sales teams to structure optimal financing solutions
- Monitor existing loan portfolios for compliance and risk mitigation
- Stay current with industry regulations and credit trends
- Generate monthly reports on portfolio performance
- Train junior analysts on credit evaluation methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and ratio interpretation
- Excellent written and verbal communication skills
- Experience with credit scoring systems (e.g., FICO, Moody's)
- Ability to manage deadlines in a fast-paced environment
- Professional certification (CFA, CRCM) preferred