Job Description
Join our dynamic team at Capital Edge Financial Solutions as we rapidly expand our credit operations in the Triangle area! We're seeking a meticulous Senior Credit Analyst to evaluate financial risks and drive lending decisions for our growing portfolio. This urgent opening offers immediate impact in a collaborative, fast-paced environment where your expertise will directly shape our financial strategy. Enjoy competitive compensation, comprehensive benefits, and opportunities for rapid career advancement in one of America's most vibrant tech hubs.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessments for commercial loan applications
- Monitor existing portfolios and recommend risk mitigation strategies for delinquent accounts
- Collaborate with underwriting teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop predictive models for default probability and loss forecasting
- Present complex financial analyses to senior leadership and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and Excel (VBA skills a plus)
- Deep understanding of credit risk frameworks and regulatory requirements
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Experience with credit scoring systems (e.g., Moody's Analytics, FICO)
- Ability to thrive in deadline-driven environments with competing priorities